W-T-Finances is financial literacy and advice for millennials looking to get their money right; using edgy humour, punchy visuals, and the occasional rap lyric for emphasis. Founded by financial coach and credit score expert Chantel Chapman, W-T-Finances is backed by science-based research in addiction and behaviour to explore how consumerism and mental health are linked to money problems. If you properly diagnose the issue, the prescription becomes obvious.



Whether it’s chasing, stacking, or spending—money is one thing we all have in common. As the founder of W-T-Finances, Chantel Chapman is considered the financial literacy teacher millennials have been waiting for; renowned for her edgy, relatable and intelligent mindful money guidance. Drawing influence from hip-hop, 14 years of experience as a mortgage broker, and extensive research in addiction, her distinct disciplines make learning about money the antithesis of anything you experienced through traditional schooling. The host of Mogo's nationally recognized Adulting 101 event series, Chantel recognized the need to explore the ties between addiction and money to help people heal, grow, and strengthen their relationship with their bank accounts. After completing meditation teacher training in India, and through continuing her practice in Vancouver, intentional mindfulness for healing behavioural issues with money have become a core part of her financial literacy education. Outside of being a credit score expert, you’ll find Chantel listening to her favourite rapper while building an online school, or hosting the most sought-after events in the city. She lives in Vancouver with her two dogs: Pablo and Yoya.